Allison Beldick vividly recalls a client telling her, through tears of joy, “For the first time ever, my family can sit together at the Thanksgiving table in a home we own.” 

To Beldick, a top producing senior mortgage banker with Atlantic Bay Mortgage Group, helping people is the most rewarding part of her job. Beldick’s passion for real estate began in childhood, seeing how happy her father was at work in commercial real estate. “Whenever anyone asked, ‘What do you want to do when you grow up?’ it was never, ‘I want to be a ballerina,’” Beldick laughs. “It was ‘acquisitions and dispositions.’ I was too young to know what it meant, but I wanted to do what my dad did.” 

Beldick majored in real estate at the University of Georgia, where she met her husband of 25 years, and worked on the development side of residential real estate after graduation. She gained experience developing condominiums and townhomes in Atlanta before transitioning to sales and marketing, and later business development, supporting new home communities and residential sales teams. During this time, she saw first hand how financing was the most intimidating and misunderstood part of the process for builders, agents and buyers. A desire to change that and make it more approachable led to her career in lending, which combines her love of real estate with problem-solving and relationship building.  

Beldick began her career as a mortgage broker in 2012 and more than doubled her business in 2017 when she switched to the lending side of the industry and joined Atlantic Bay. In 2025, she assisted about 170 families and closed $70 million in loans. In January of this year, she closed approximately $9 million in mortgages. 

Today, Beldick asserts, there are many people renting instead of buying properties because they assume their credit score is not high enough, or they have not saved enough money for a down payment. But there are so many programs available now that that is often not the case.  

“I help put the pieces of the puzzle together,” Beldick says of her ability to come up with creative solutions to get borrowers approved for loans. “Instead of seeing it in black and white, I try to make it gray. I want people to build wealth through real estate.” 

A lifelong Atlanta resident, Beldick earned an MBA in finance from Kennesaw State University and is licensed in Alabama, Florida, Georgia, Kentucky, North Carolina, South Carolina, Tennessee and Texas. She and her husband Robert are the proud parents of two sons, who are away at college pursuing their own interests. 

Atlanta Agent: How do you plan to grow your business in 2026? 

Allison Beldick: Very intentionally. I am working on deepening relationships with industry partners. I want to expand my builder partnerships and continue to serve across eight states, along with investing in systems and additional team support to maintain the highest level of service, while also scaling my business.  

AA: What is it like to work with you? 

AB: It is working with someone who truly cares. We make sure there are no surprises and recognize milestones. Ever since COVID stopped in-person meetings, I have sent a video message every step along the way, such as “Congrats, you’re approved,” so they are seeing my face, knowing what is happening and celebrating wins. Once approved, we send an “It’s time to pack” care package containing packing tape, sharpies and other necessities and make sure they know what to expect at closing.  

AA: What qualities do you attribute to your success? 

AB: My success comes from persistence, empathy and consistency, as well as a willingness to work through challenges until a solution is found. I don’t get deterred by what appears impossible — I focus on creating options. Caring deeply about my clients’ outcomes naturally pushes me to go above and beyond.

AA: How do you work with the real estate community? 

AB: My goal is to be a resource. I look at agents as true partners. I strategize with them every quarter, making sure I understand their goals and objectives and what I can do to help them grow their businesses while making sure clients feel supported. 

AA: What are the greatest lessons you have learned in business? 

AB: Relationships matter more than transactions, and trust is built through consistency over time. 

AA: What sets your business apart from the competition? 

AB: The belief that the closing table is not the finish line; it is the start of a long-term relationship. I know that a lot of people never hear from their lenders again; they hear from me every month in one form or another, mail, email, we do events. To me, that is the fun part. 

AA: Describe a major turning point in your career:  

AB: Three years into my career, I had an incredible coach who challenged me to think differently about my business, my mindset and potential. She had everyone in the class write down their sales goals. “Think about what you did last year,” she insisted, “and push yourself.” After I wrote down that number, she said, “Now double it.” I thought she was out of her mind, and sure enough, I did it! 

AA: How do you give back to the community? 

AB: One organization close to my heart is the Roc Solid Foundation, built on the belief that play defeats cancer. I’m grateful to be able to make a monthly donation from my closings to support their mission. During our company’s volunteer days, I’ve also had the opportunity to help build playsets in the backyards of children battling pediatric cancer, giving them a space for joy and normalcy. It’s a powerful reminder of why caring and community matter so much.