National News

OriginPoint expands OneDown mortgage program with larger grant, new buydown option

OriginPoint, the joint-venture mortgage platform created by Rate alongside real estate brokerages, has updated its OneDown 1% Down Mortgage Program, adding a larger lender-paid grant and temporary buydown option. 

eXp Realty launches new homes division

eXp Realty has launched its New Homes division, which is designed to give agents a competitive edge in the new construction market, from boutique urban builds to large-scale master-planned communities. 

MLS, local Realtor associations counts continue to decline in 2025

The number of multiple listing services and local Realtor associations across the country declined again in 2025, as consolidation continues to reshape the industry, according to the 2026 Organized Real Estate Indices from T3 Sixty’s Real Estate Almanac. 

Mortgage rates dip below 6% for first time in 3 years

The rate passed the important psychological boundary just as the spring buying season is set to begin, Freddie Mac said. 

Rechat now integrated with Canva

Canva designs can now be added directly to Rechat with one click, Rechat said in a press release, further consolidating agent workflow.

REMAX: Atlanta home sales slide in January

U.S. home sales declined 6% year over year and 32% month over month in January, according to the latest REMAX National Housing Report.  

Rate launches RateFi for borrowers using cryptocurrency

Rate has introduced RateFi, a new mortgage product that allows qualified borrowers to use verified cryptocurrency as part of their income and asset qualification without requiring liquidation. 

Housing trends in 2026: What builders are seeing

Affordability continues to be a challenge in housing, and a new report from the National Association of Home Builders shows how that’s influencing both buyers and builders in 2026. 

Amount buyers need to afford typical home falls for 2nd month in a row after 5 years of increases

After five years of worsening, housing affordability has finally started to improve, according to a new Redfin study. 

Jim Chapman to become NAHB chairman in 2029

The CEO of Jim Chapman Construction was elected 2026 third vice chairman, meaning he will become chairman of the industry group in 2029. 

Pending home sales slip slightly in January despite improved affordability

With mortgage rates approaching 6%, 5.5 million additional buyers that could not qualify for a mortgage one year ago would qualify at today’s lower rates, the National Association of REALTORS® said. 

Report: Builders cutting prices faster than homeowners for first time

In a rare housing market shift, newly built homes saw price reductions more frequently than existing homes in late 2025 for the first time in recent history, according to a new report from Realtor.com.  

What home buyers want in 2026

As the housing market continues to adjust, design and community strategy have become drivers of buyer preference, according to Jenni Nichols, vice president of design at John Burns Research and Consulting.

Atlanta ranks No. 5 for new affordable housing in study

Almost 11,000 new affordable apartments were delivered in Atlanta over a five-year period. 

Rate named official mortgage lending partner of Alianza to expand bilingual homeownership education

Rate has entered a multi-year partnership with Alianza, a national grassroots soccer platform serving Latino communities, to expand access to bilingual homeownership education and financial resources. 

Anywhere CEO Ryan Schneider departs as part of Compass merger

Ryan Schneider, former CEO of Anywhere Real Estate, has left the company following its acquisition by Compass, a representative from Anywhere confirmed. 

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