Sales Manager, NMLS #22942
loanDepot, NMLS #174457
Early in his career, Jay Zulauf was taught to take care of his clients. “If you place their needs before yours, then they will take care of you,” says Zulauf, a sales manager for loanDepot. His consultative approach with clients and the way he lays out the best loan products to meet their needs while effectively communicating and exceeding expectations at closing time, earned him Gold Awards from the Mortgage Bankers Association for the past four years.
Zulauf’s knowledge of Federal Housing Authority, renovation, conventional and jumbo loans allows him to assist all types of clients, from those who need guidance with credit repair to customers with top-notch credit.
“I see myself as a professional jigsaw-puzzler,” Zulauf says. “Every client has their own unique circumstance and requires a different approach to help put the pieces of their loan together for a smooth closing.”
Fifteen years into his career, Zulauf mentors new brokers, and he says his greatest professional achievement has been the success of a particular protégé — his brother Jeff. In 2005, Jay says Jeff was unhappy in the corporate world but nervous about making the change to a career that was full commission.
“I trained him and showed him the mortgage business,” Zulauf says. “He is on track to close $80 million this year.”
In the past year, Zulauf says he is most proud of helping a client through loanDepot’s rapid rescore program and getting them into their new home when all hope was previously lost. In fact, seeing clients’ happiness at closing is most rewarding to him.
Zulauf was a mutual fund wholesaler in 2003, when two stock broker friends of his asked him to join their new mortgage company. “I was able to make the transition pretty smoothly,” he says. “loanDepot has the best technology in the country, which allows for seamless, up-to-date, day-one certainty in underwriting, along with a technology that platform that pre-qualifies buyers in real time and pairs them with local agents in their area.”
Most important to Zulauf is family time. Watching his son Brant and daughter Cuyler grow up while being there to support them is one of the greatest gifts.
“We love traveling all over the world as a family,” he says. “You can’t place a price tag on memories.”
LoanDepot.com, LLC (MLS #174457) is licensed by the Florida Office of Financial Regulation as a Mortgage Lender Servicer MLD-903.